Our 2025 Impact Report is here.
The report is Accial’s annual accounting of what our capital actually does: who it reaches, how responsibly it is lent, and — most importantly — whether it improves borrower lives. As always, it is built on loan-level data captured daily through ORCA and paired with our AI-powered borrower research, so the outcomes we report are measured, not self-reported.
Inside the report:
- Reach across our portfolio in Latin America and Asia — who our lending partners serve, from consumers building their first credit history to micro, small, and medium-sized enterprises
- Responsible-lending indicators, measured at the loan level
- Borrower outcomes from our ongoing survey research — financial wellbeing, income growth, and what access to credit changed
- The voices of the borrowers themselves
👉 Download the 2025 Impact Report (PDF)
Thank you to our team, our investors, our lending partners, and above all the borrowers who shared their stories — this report exists to hold us accountable to you.